*51% of consumers could save £490.26 on their Car Insurance. The saving was calculated by
comparing the cheapest price found with the average of the next four cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based
on representative cost savings from June 2023 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance supplier.
Compare quotes from 110+ UK insurance providers:
What is car insurance?
Car insurance is a legal requirement if you drive your car on public roads. It ensures that you are covered financially if the worst happens to your car or other properties/persons affected by it.
The policy helps to cover the costs of damage from accident, theft, vandalisation, fire damage and personal injury.
You can also purchase add-ons such as legal cover (to help cover the legal costs in case you need legal assistance) and also breakdown cover (to take your car to the nearest garage in case it breaks down).
You may be fined or even put into jail if you are found to be driving without insurance.
Get a £25 gift with your purchase
When you successfully make a purchase online after using the comparison quote service, we will send you a £25 Love2shop gift card as appreciation for your support.
The Love2shop gift card can be used in many popular high street retailers and is accepted at over 20,000 stores across the UK.
It can be used in full or part payment for goods and services and there is no need to register or activate. Just hand it to the cashier at the till.
What type of car insurance do you need?
Comprehensive car insurance: This is the most complete insurance cover you can purchase for you and your car. You are covered financially, regardless of who is at fault if:
- you damage your car or a third party’s car
- injure yourself or another person
Third-party insurance: This is the minimum car insurance that you need legally need to have. It does not imply it is the cheapest though. It covers damage to other drivers and their cars in case of an accident. It does not include replacing or repairing your car.
How to decrease the cost of your car insurance?
1. Pay the annual fee in a lump sum. Monthly payments for premiums are more expensive.
2. Build up your no claims bonus. Pay cheaper insurance every year you do not make a claim.
3. Increase voluntary excess If you don’t make a claim. This will work out cheaper for you.
4. Install a Black Box. This monitors your driving and decreases premium if you’re a safe driver.
5. Having a low-risk car will lower premiums. High risk cars are new cars, sports and expensive cars.
The process
1. Click on the button Get Quotes Now and enter the details of your vehicle.
2. See the list of insurance quotes and choose the most suitable one at the cheapest price.
3. Make your purchase.
4. Once the insurance company verifies your purchase, they will contact us.
5. We will send you the voucher after we receive confirmation.
*The free Love2shop voucher is subject to terms and conditions.
The Federation of Independent Retailers (the Fed) uses Quotezone.co.uk for all of our on-site insurance comparisons. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: SEOPA LTD, Adelaide Exchange, Floor 5, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The register number for SEOPA Ltd is 313860 and their permitted business is insurance mediation as well as having permission for credit brokerage.
Please note that the Fed cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites.
The information contained within this webpage is for editorial purposes only and not intended as financial advice.
The Fed’s relationship with SEOPA Limited is limited to that of introduction, no common ownership or control rights exist between us.
