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NFRN Credit Union

Get a decision on your loan request within 10 working days.


Get access to the funds your business needs with NFRN Credit Union, one of Great Britain’s leading credit unions.

Regulated by The Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), and covered by the Financial Services Compensation Scheme, the NFRN Credit Union aims to respond to all loan requests in just 10 working days.

  • Savings and loans are covered, to a maximum of £5,000.
  • Costs are minimised and profits are returned in the form of an annual dividend.
  • It is run by a board of directors elected from the membership of the credit union. The board are unpaid and receives only their out-of-pocket expenses.


Unfortunately, this offer is not available to members in Northern Ireland and the Republic of Ireland.

Why choose the NFRN Credit Union?


Board members are available 24/7 to help you whenever you’re in need. Recently, a member called on a Friday afternoon in urgent need of money to prepare for the homecoming of a premature baby. The money was in his bank on the Monday morning.

NFRN Credit Union board member Ralph Patel said: “It’s a tremendous privilege to be elected to lead the continued development of what is the only completely free member benefit. The NFRN Credit Union is a growing force in member support and I recommend you join.”

There has never been a better time to join


Your entire family can join us today.

Juniors are even eligible to join as junior savers from the moment they’re born (a parent or grandparent acts as sponsor)

Start saving with NFRN Credit Union from just £5 per month. You can apply for a loan after 3 months’ savings (T&Cs apply).

Download an application form.

Not Already a Member?

If you are interested in joining the NFRN and would like to be contacted by the organisation, please complete the form below.

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