Join the Fed membership
Only £6.50 per week!
हमारे सहयोगियों
Save hundreds of pounds on card processing every single month!
“Small businesses work incredibly hard for every sale they make, so they should be keeping more of what they earn. We’re delighted to be partnering with The Fed to help independent retailers reduce one of their biggest ongoing costs through a payment solution built around the way convenience stores already operate. We’re looking forward to helping more Fed members lower their card processing costs and strengthen their bottom line.”
Richard Carter, CEO, Lopay
The key benefits of Lopay for independent retailers
- Reduce one of your biggest operating costs. Typical convenience stores processing around £30,000 per month could reduce card processing costs from around £300 to as little as £60 per month, depending on stock spend.
- Keep more of every sale. The free Lopay Zero Card helps retailers reduce or even eliminate much of their card processing costs by turning everyday business spending into fee-free card processing.
- Improve cash flow. Instant access to card takings via the Lopay Zero Card makes it easier to pay suppliers, buy stock and manage day-to-day business expenses.
- Run your business as normal. The Zero Card is built around how convenience stores already operate, with no need to change existing stock purchasing routines.
- Simple, transparent pricing. No hidden fees, no long-term contracts and straightforward monthly pricing.
- Modern payment tools with UK support. Card terminals, Tap to Pay, payment links and UK-based customer support help retailers take payments however they choose.
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Exclusive benefit for Fed members
✔ Exclusive access to the Lopay Zero Card, allowing members to turn everyday business spending into fee-free card processing.
✔ Every £1 spent on the Lopay Zero Card unlocks £1 of fee-free card sales, helping members reduce or even eliminate much of their card processing costs.
✔ Free Lopay business account with instant access to card takings, improving cash flow and making it easier to pay suppliers and buy stock.
✔ Card terminal from £9.99 per month, with transparent pricing and no hidden charges.
✔ No contracts or exit fees, giving members the flexibility to switch with confidence.
✔ Dedicated onboarding and UK-based support to help members get up and running quickly.
Submit a few basic details using the form below and the Lopay team will guide you through setup and help them start reducing your card processing costs as quickly as possible.
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Why use Lopay?
✔ Every business receives a free Lopay Zero Card, a business spending card that gives merchants instant access to their takings and turns everyday business spending into fee-free card processing.
✔ Every £1 spent on stock using the Zero Card unlocks £1 of fee-free card sales.
✔ Unlike traditional payment providers, Lopay gives retailers a way to actively reduce, or even eliminate, much of their card processing fees through business spending they are already doing.
✔ Built around how convenience stores already operate, with no need to change existing stock purchasing routines.
✔ Convenience stores are particularly well suited to the Zero Card because they already spend significant amounts each week at wholesalers and cash & carries.
✔ Transparent pricing, no contracts and UK-based support provide a simpler alternative to traditional payment providers.
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Is Lopay trustworthy?
Trusted by more than 40,000 UK businesses.
Rated 4.7★ on Trustpilot from more than 2,600 customer reviews.
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Success stories
One independent retailer reduced card processing costs by around 70% using the Lopay Zero Card!
“We’ve been using Lopay at Zapfresh for around 10 months and it’s made a real difference. Before switching, we were paying around £240 a month in card fees. By taking payments through Lopay and using the Lopay Zero Card to pay our suppliers, that’s now down to around £70 a month.
The best part is that we haven’t had to change the way we run the business. We still buy stock exactly as we always have, but now those purchases help reduce our card fees, which means more money stays in the business each month.
The savings have been so good that when we opened our second store, Bar Convenience, choosing Lopay again was an easy decision.
The Lopay team have been brilliant throughout. Setup was straightforward, support has always been there when we’ve needed it, and I’d definitely recommend Lopay to other convenience retailers looking to cut their card costs.”
Zapfresh, Benton Store